
1. Create a list of who you’re buying for and decide how much you’re going to spend before getting to the store. This will cut down on overspending and impulse buys.
2. Order and purchase early to make sure everything is in stock and received before the holidays actually arrive.
3. Keep receipts together, especially if you’re purchasing with credit cards. They’re necessary for any returns and will help you track how much you’re spending.
4. Check refund and return policies. This is especially important when dealing with holiday sales and special prices.
5. Compare prices between stores and check for “price matching” programs wherein competitors will match, and sometimes beat, store deals.
6. The best times to shop are early and late on weekdays. The busiest times are usually the last two weekends before Christmas, so make sure you steer clear then.
7. Financial experts recommend shopping the night before the advertised date of a big sale. Often sales prices have gone into effect as of 6:00 p.m. that day.
8. Ask about free gift boxes and opt for free gift wrapping at stores. Or forgo the wrapping all together and give presents in gift bags—they’re cheap and take zero effort.
9. To deter thieves, don’t carry around large sums of cash and make sure you keep your wallet as close to you as possible in crowded stores.
10. Online shopping is one of the easiest ways to find and buy gifts, but be cautious: make sure you are purchasing from a secure, legitimate site, protect your passwords and always use the safest payment option available. When in doubt, don’t buy.
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